December marks the joyous excitement leading up to Christmas, which is swiftly followed by New Year’s celebrations. If you are like 58% of the American population, then you have probably already started planning your resolutions for the new year. Almost 6 out of 10 people start off with the best of intentions to make significant differences in their lives over the following 12 months, but 80% of these have already failed by February.
The majority of resolutions involve health (healthier eating, losing weight, exercising more), money (saving money, spending less money, paying off debt), and spending more time with your friends and family. Being more productive, and kicking other habits that you no longer want are also common goals that people set for themselves. With this in mind we wanted to take a look at some of the best apps out there that can help you to achieve your goals:
- Mint – A really great tool which is an aggregator that allows you to create and maintain a comprehensive family budget. You have visibility of all of your household’s income and expenses, and can easily collaborate with other members of your family.
- Personal Capital – Similar to Mint, Personal Capital is a platform where you can track all of your finances. There are many standard capabilities such as calculating your net worth, monitoring debt, and tracking financial goals. Personal Capital has some great capabilities when it comes to planning for retirement through its Retirement Planner. This platform analyzes your investment portfolio (IRA’s, 401k, investment accounts, 529 funds) and provides feedback about your progress, stock allocations, and management fees.
- FitBit – Samsung Health, Google Fit, all of these are great fitness trackers which will allow you to set and monitor health trends such as heart rate, distance, steps, weight, and quality of sleep. Many health insurance companies have discounts and rewards available for customers who meet specified fitness goals within these platforms.
- Castbox/ Stitcher – One way to kill two birds with one stone is to listen to podcasts while you are exercising. This is a great way to take on new information while your mind is clear, and is also a great way to take your mind off of the stresses of your life.
- Blinklist – Many people set out with the goal of reading more books over the coming 12 months. There are some great tools out there that can make this habit much easier than it has been in the past. E-readers such as Kindle and Nook provide you with the material you need, wherever you may be. You can buy new books, rent them from your local library, or even share them with friends. For those who are keen to broaden their knowledge, but are put off by the length of time required, there is a solution. Blinklist is a simple tool which provides you with book summaries that allow you to “read” books in just a fraction of the time it typically takes.
- Map My Run – This is one of the most popular fitness apps on the market, and it’s easy to see why. This program has a very simple user interface and is super simple to use. They have a goals section where you can set things such as the targeted number of runs per week, monthly miles, days run per week, or total miles over the course of the year. One of the most common goals is to complete 1000 miles within a calendar year.
- Ramsey Solutions – This is a platform of knowledge that is likely to be able to provide you with valuable information to help you in areas where you need support. Dave Ramsey of The Total Money Makeover fame, started this company with purely financial advice. Since then, the program has developed opportunities for people to learn more about retirement, spending time with family, starting a new business, or making a career change.
- Local support groups – As the saying goes, a problem shared is a problem halved. If you are struggling with something that is really holding you back and you are looking for support, please connect with a local support group. This can be done through a simple Google search, can be recommended by your Doctor, and are often supported by community centers such as churches, fire stations, and fitness centers.
What are your resolutions for 2018, and what are some creative ways in which you are planning on keeping on track? We would love to hear your ideas, as well as be made aware of some excellent apps that can make such a huge difference in the pursuit of success. Until next time, stay focused, and Expect The Exceptional in everything that you do.